Tag: Foreclosures & Housing Crisis

  • St. Peter’s UCC, Skokie Receives 2012 Community Organizing Award

    A Just Harvest is presenting the John “Juancho” Donahue Award for Community Organizing to St. Peter’s UCC in Skokie at our 9th Annual Awards Banquet and Benefit on Sunday, October 14. We are so proud of their outstanding leadership in community organizing!

    St. Peter’s United Church of Christ in Skokie serves dinner in the community kitchen when there is a fifth Saturday in a month. The congregation has been a Kitchen partner for more than 20 years, and voted to join Northside P.O.W.E.R. in 2010.  Beth Lanford and her husband Rev. Richard Lanford, the church’s pastor of 20 years, are at the heart of St. Peter’s involvement in Northside P.O.W.E.R. Beth currently serves as Northside P.O.W.E.R.’s chair.

    At the time Beth got involved, Northside P.O.W.E.R. was focused on a campaign to increase the quality and availability of affordable housing in Rogers Park and trying to figure out a campaign that would win relief for homeowners underwater or in foreclosure.

    Beth was especially drawn to the foreclosure issue because, at the same time, her disabled brother was facing foreclosure in Nebraska. Her brother and his partner were sold an adjustable rate mortgage. When the fixed rate period expired their payments ballooned by $600 per month, and they could no longer afford to pay the mortgage. Beth and Richard were already paying for her brother’s expensive, life-critical medication that Medicaid would not cover, and they began to help out with his mortgage as they were able.

    Other members of St. Peter’s UCC are also angry about foreclosures, bank bailouts and a lack of help for average people suffering from the recession. Randy and Maria Altmayer live in Skokie and have seen the value of their home drop significantly since the housing bubble burst and have watched many people in their community go into foreclosure. They’re involved in Northside P.O.W.E.R. because, as Maria says, “Somebody else is making these rules, and they’re not fair.” Randy adds, “This economic crisis is disturbing and something needs to be done. I feel underrepresented in government. It seems like it is now about who has the most money to throw at politicians.”

    As a response to the foreclosure crisis, a team of five St. Peter’s members began going to go door-to-door in Skokie to reach out to people facing foreclosure and connect them with reputable resources for help. Team members heard story after story that were similar to Beth’s brother’s tale of being sold a mortgage he could really not afford. They heard from people who had lost jobs, experienced long-term unemployment and failed at every legitimate attempt to get a loan modification from their banks.

    Beth says that she quickly realized the big banks did not have the best interests of the average person at heart, but she also realized, through Cindy Bush’s guidance, that nothing her group of volunteers could do would change the banks’ behavior. She understood that this was still service, not community organizing.

    The community organizing methodology brings together people affected by the economic & foreclosure crises to become powerful enough to hold elected official accountable to acting in their interests and to force the giant banks to change their behavior towards all homeowners, not just the few lucky enough to get help from reputable organizations.

    Rev. Richard Lanford also preaches about economic justice and connects these sermons to opportunities for congregation members to get involved in Northside P.O.W.E.R. issues.  St. Peter’s has consistently organized people to attend public meetings where we hold elected officials accountable to support our issues. St. Peter’s is also active in the “Give It Back, Chase” campaign, calling on Chase Bank to donate foreclosed, vacant properties to housing organizations in Rogers Park, Albany Park, Skokie and Evanston so that they can be rented at reasonable rates.

  • Northside P.O.W.E.R. serenades Chase Bank Director

    North Side Residents Serenade James S. Crown
    at Gold Coast Block Party &
    Call for Chase Donation of Vacant, Bank-Owned Properties

    Fifty members of Northside P.O.W.E.R. and our allies publicly called on James S. Crown, a director of JP Morgan Chase & Co., to return vacant, Chase-owned properties to the communities of Rogers Park, Albany Park, Evanston and Skokie at the “Evening on Astor: The World’s Most Elegant Block Party”.  The annual block party, sponsored by Gold Coast Neighbors, is just around the corner from James S. Crown’s home.

    Northside P.O.W.E.R. members used a portable audio system to serenade Mr. Crown with original lyrics to the tune of “My Favorite Things” from The Sound of Music*.  Others members passed out postcards addressed to Mr. Crown and invited his neighbors to drop them off at his home.

    The postcards explained that during the housing boom, thousands of units of affordable rental housing were lost to condo conversions in these north side communities. Now many of these homes have become bank-owned through the foreclosure process and sit vacant.  Northside P.O.W.E.R. is requesting a Chase Bank donation of vacant housing units (both single family and multi-unit dwellings) back to the Rogers Park, Albany Park, Evanston and Skokie communities so that these unites can once again become affordable and occupied.

    “Banks like Chase created the housing bubble, and when it burst, we taxpayers bailed them out. Rather than returning the favor by extending a helping hand to the large number of newly unemployed people who could no longer make their mortgage payments, banks began foreclosing on homeowners in record numbers,” said Rev. Marilyn Pagán-Banks, Executive Director of A Just Harvest.  “It it time for Chase Bank to ‘Give It Back’ to our communities.”

    Northside P.O.W.E.R. is the community organizing arm of A Just Harvest, a 29-year old anti-hunger organization on Chicago’s far north side.  A Just Harvest serves a nightly meal and distributes surplus food to anyone in need. The numbers of people A Just Harvest serves has increased steadily over the years and spiked during the recession.  In 2011, the organization served more than 58,000 meals and distributed 101,000 pounds of food.  A Just Harvest started Northside P.O.W.E.R. with the goal fighting rising poverty rates and increasing income inequality.  For more information visit www.northsidepower.org.

    *Lyrics to “Give It Back!” (to the tune of “My Favorite Things”)

    Kids with full bellies and schools with good learning

    Mortgages that match what homes should be earning

    Living wages jobs make our neighborhoods swing

    These are a few of our favorite things

     

    Banks like Chase tell us to go chase what matters

    Neighborhoods rot while their coffers get fatter

    Friends you may wonder why is it we sing

    Affordable homes are our favorite thing

     

    Banks got bailed out

    We got sold out

    And we still ain’t seen jack

    On your way home tell your neighbor James Crown

    TO GIVE IT BACK!!

     

    Chase Bank owns homes that are vacant and needed

    We’ve reached out to Chase but our calls go unheeded

    Friends we need you to join us in our fight

    Help us make Chase & James Crown do what’s right!

     

    Banks got bailed out

    We got sold out

    Get our city on track

    On your way home tell your neighbor James Crown

    TO GIVE IT BACK!!

  • There’s Still Room on the Bus!

    SOUL and Northside P.O.W.E.R. Leaders in Action Together

    by Cindy Bush, Director of Organizing for Northside P.O.W.E.R.

    I was reminded of a famous Ken Kesey quote from the 1960s when IIRON leaders boarded buses Sunday, June 24 to go into action together: “you’re either on the bus or off the bus”.

    (Northside P.O.W.E.R. & SOUL at the home of James Crown, President of Risk Management at Chase, demanding that Chase give back vacant foreclosed homes to the community.)

    While the context of the quote is different in our time, the metaphor is instructive-these leaders understand that their destinies are intertwined and that any effective action must be collective action.

    Two buses, one from the north side of Chicago and one from the south side, loaded up and carried leaders into action together-one action challenged the outrageous behavior of Chase Bank in gambling with our economy and destroying our homes and neighborhoods; the second action challenged the failure of the Governor of IL to release money already appropriated to create green jobs in urban neighborhoods struggling with the highest unemployment rates.

    IIRON leaders experience the continuing effects of the Wall Street corporate greed that crashed our economy in many different forms: underwater mortgages, Medicaid cuts, distressed schools, and unemployment.  The list is unfortunately very long.

    But we have a clear understanding that we are all suffering from unrestrained corporate power and greed, and that we all need the same relief.  Our elected officials must act in the interest of the working people, not in the interests of that corporate greed.

    And it’s not just in Chicago that we get this, regular working people everywhere are joining the most recent call for a Robin Hood Tax-a tax on Wall Street that could transform Main Street.  http://robinhoodtax.org/

    If you are not already involved in the fight to save our economy, you are welcome, come on and join us.  Get on the bus!

A Just Harvest